Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of May 20, 2026, the best 12-month CD rates ...

Explore top short- and long-term CD rates available today ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Right now, the best 1-year CD rate is 4.15% APY from multiple institutions. Compare the top 1-year CDs available nationwide with their minimum deposits, terms, and more.

Wells Fargo CD rates are tiered for most of their terms and require a relatively high minimum deposit. Here's what to know ...

Deposit account rates are on the decline. The good news: You can lock in a competitive return on a certificate of deposit (CD) today and preserve your earning power. In fact, the best CDs still pay ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Average rates on CDs often exceed what you receive on other savings products because you agree to ...

Explore top short- and long-term CD rates available today Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield (APY), you need to ...

A simple CD ladder strategy that pays monthly interest, keeps cash accessible, and locks in rates before they drop further.