You may be saving more in an easy-to-contribute retirement savings vehicle, but you're giving up a great deal of flexibility.

The industry asked for and received a delay in the rule from the IRS in 2023. Now that it's going into effect, here are the ...

Early 401(k) withdrawals are those you make under age 59 1/2 without a qualifying reason. You'll pay a 10% early withdrawal penalty on top of ordinary income taxes. Consider early 401(k) withdrawals ...

Should I Switch to Roth Contributions? Whether to make the move from contributing to a tax-deferred workplace plan or switch ...

Your 401(k) or IRA could hide a tax time bomb. Withdrawals in retirement are taxed. RMDs at age 73 can spike income. Future ...

We've received several e-mails from readers who say they're facing difficult times financially and want to know the status of Obama's pledge to ease penalties for early withdrawals from 401(k) ...

Being advised to max out your 401(k)is Personal Finance 101. But is that universally solid guidance? Tax-sheltered retirement plans offer the convenience of automatic investments and tax breaks—pretax ...