A major reason not to set your retirement plan on autopilot: sequence of returns risk. A flexible strategy with cash reserves ...

Most retirees tap their accounts in the wrong order, draining savings faster and triggering unnecessary taxes. This 5-step ...

Because everyone deals with a different set of circumstances, there's no single set of rules to tell you in which order to make your withdrawals. However, as the following scenario will show, a good ...

The traditional 4% rule for retirement withdrawals is facing scrutiny as financial experts push for more dynamic strategies.

Planning for a sustainable income from retirement investments can be complex. I've identified 10 primary variables, or "linchpins," which must be considered to develop a complete withdrawal plan. Of ...

You may want to keep anywhere from 30% to 60% of your retirement portfolio in stocks, depending on your risk tolerance, ...

The retirement industry can still make big strides to help participants realize tax-advantaged strategies when taking plan ...

The industry asked for and received a delay in the rule from the IRS in 2023. Now that it's going into effect, here are the ...

You spend your entire career saving for retirement. Unfortunately, once the time for retirement comes, many people who have diligently saved end up making a major mistake with the money they've put ...

Required minimum distributions (RMDs) can cause a tax headache. If you don't need the money, you may want to leave your ...