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401k Withdrawal Rules: Penalties, Timing & Exceptions For 2025

If you’ve been saving for retirement, you’ve probably wondered: when can I actually take money out of my 401(k) without paying penalties? The IRS has very specific 401(k) withdrawal rules, and ...

Which Comes First? How to Prioritize Withdrawals from Brokerage Accounts, 401(k)s, and IRAs

One of the most popular withdrawal strategies involves drawing from taxed accounts first, then tax-deferred accounts, and ...

I was the beneficiary of my late wife’s IRA and 401(k) — but I want our kids to get the cash. Do I still have to take minimum distributions one day?

I was the beneficiary of my late wife’s IRA and 401 (k) — but I want our kids to get the cash. Do I still have to take ...
The Motley Fool

Retiring Early? 2 Ways to Tap Your 401(k) Without Penalty

There's usually a 10% early withdrawal penalty if you take money out of your 401(k) under age 59 1/2. The Rule of 55 lets you take funds from your most recent employer's 401(k) without penalty if you ...

Make your money last: The 5-step withdrawal plan that can stretch your retirement savings

Most retirees tap their accounts in the wrong order, draining savings faster and triggering unnecessary taxes. This 5-step ...