Debt consolidation can be a strategic financial move, but its effectiveness depends on individual circumstances and choices. Recent insights highlight the use of home equity loans for this purpose.

If you’re feeling stressed about your debt, you’re not alone. Roughly one-third of Americans say debt is a cause of financial stress, according to a recent survey by digital bank Discover. If you’re a ...

Debt consolidation can simplify your finances and potentially lower your interest rate. There may be upfront costs that can offset potential savings. People with good credit may qualify for better ...

Explore how corporations fund operations and investments through debt or equity. Discover the pros, cons, and implications ...

WASHINGTON — Managing debt can be complicated. We sat down with a financial expert to look at the pros and cons of debt consolidation. Debt consolidation is a financial strategy that involves rolling ...

A personal loan is short-term financing that you can get to pay off a debt or make a large purchase. Personal loans usually have fixed monthly payments and can have lower interest rates than credit ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...

(NewsNation) — Americans are spending more money on certain things like holiday shopping, data shows, even as inflation remains a top concern. Some are spending money they don’t have. Nearly one in ...

Between credit cards, student loans and auto loans, it can be difficult to keep track of payments and balances on outstanding debts. Consolidating these debts into a single loan may streamline your ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...