When planning your financial future in your 40s, one important part of the process is considering the unexpected, as there are any number of unusual expenses that can arise and cause issues with your ...

About 70% of people need some form of long-term care at some point in their remaining years by the time they turn 65 years old. Of course, that care comes at a cost. And, some people purchase a ...

Do long-term care (LTC) insurance policies cover medical and non-medical in-home care? Yes, they do. But make sure you read the actual fine print. Not every long-term care insurance policy covers home ...

Long-term care insurance can help pay for care needs, but it's important to be aware of the elimination period and inflation ...

Many older adults have concluded that they’re better off covering long-term care expenses out of their own pockets if they end up needing it. Years of rising premiums on long-term care insurance, ...

In recent years, long-term care insurance has gained significant traction, especially with an aging population becoming increasingly concerned about the future of their healthcare needs. With various ...

If you’re wealthy, you’ll be able to afford help in your home or care in an assisted living facility or a nursing home. If you’re poor, you can turn to Medicaid for nursing homes or aides at home. But ...

Later this year, Rep. Tom Suozzi (D-N.Y.) will reintroduce his public catastrophic long-term care insurance bill, called the WISH Act. Suozzi is doing all the right things: Looking for Republican ...

The average life expectancy for Americans now stands at 76.4 years. And federal employees—like employees across other sectors of the economy—for decades have been offered a chance to buy long term ...

Editor’s note: For more coverage of the long-term care insurance industry, please click here. Key lawmakers this week said there is an urgent need to reform long-term care insurance for Connecticut ...

Navigating long-term care insurance decisions can be overwhelming, and the challenges will only increase after the recent presidential election. The reality is that senior care will not be a priority ...