The highest money market account rate available today is 4.22% Changes from the Fed or your bank can quickly change money ...

Date Money market account national average APY 12/15 0.44% 12/8 0.44% 12/1 0.44% 11/24 0.44% 11/17 0.44% 11/10 0.45% 11/2 0.46% 10/26 0.46% 10/18 0.46% 10/12 0.46% 10/5 0.45% 9/28 0.46% 9/21 0.46% ...

If you’re hunting for the best money market accounts in December 2025, you’re trying to thread a tricky needle: grab a strong yield while rates are drifting lower after the Fed’s cuts this year. Based ...

Money-market account yields have slid 5 basis points since last year to an average 0.59%, according to the latest government data. But despite that low rate of return, plenty are promising as much as ...

Tony Armstrong leads the banking team at NerdWallet. He has covered personal finance for over a decade. Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of ...

If you have some money stashed in a high-yield savings or money market account, you’re likely among the biggest winners in personal finance these days. Many of the best deposit accounts are paying ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Against this backdrop, depositing a large five-figure amount of money ...

It's Christmas, and top high-yield savings accounts still pay up to 5.00% APY, but with another Fed rate cut earlier this ...

Money market accountsMMAs often come with checks and a debit card that you can use a few times a month. You probably won’t get that from a high-yield savings account. MMAs are handy if you want to get ...

Note: Annual percentage yields (APYs) shown are as of Nov. 20, 2025. Bankrate’s editorial team validates this information regularly, typically monthly. APYs may have changed since they were last ...