Consumer debt continues to rise in 2025, providing no relief for cash-strapped Americans. Total nonhousing household debt exceeded $3.75 trillion in the second quarter of 2025, according to recent ...

In today's high interest rate environment, many people struggle to find affordable financing options. If you need to borrow money, racking up charges on your credit card or taking out a personal loan ...

No-appraisal home equity loans can be processed faster than those that require an in-person assessment.

If you've owned your home for several years, you've likely built up significant equity. In fact, the average American homeowner now has $307,000 in equity, according to a recent Cotality report — ...

A popular misconception is that a person needs a credit score to buy a house. While it’s true that a good credit score will help one get the best interest rate, having no credit will not preclude ...

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FHA loans are a great option for borrowers with a small down payment or less-than-perfect credit because they only require 3.5% down with a 580 FICO Score. (If you put at least 10% down, you can be ...

In the current economic climate, borrowing money has been a challenge due to dropping but still high interest rates, which are affecting everything from mortgages to consumer goods purchases. While ...

A no doc home equity loan allows lenders to approve loans without verifying employment or income through standard paperwork, relying instead on alternative documents like bank statements. Taking out a ...