EPF taxation rules explained: Do you need to pay income tax if you withdraw your Employees' Provident Fund before 5 years of service?

EPF withdrawals are generally tax-free after five years of service. However, withdrawals before this period may attract tax. Certain conditions allow for tax-free withdrawals even with less than five ...

I’m 58 And Retiring This Year — How To Reinvest My PF And Gratuity To Save Tax?

Find best methods to reinvest your gratuity and PF once you retire. Find out how secure, tax-efficient options may help ...
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Withdrawing EPF Before 5 Years? Here’s How Much Income Tax You May Have to Pay

The Employees’ Provident Fund (EPF) serves as a long-term financial safety net for salaried individuals, ensuring they have sufficient savings after retirement. However, many employees are often ...

EPFO after retirement: How your PF interest is taxed if you withdraw after 3 years

The interest credited after retirement on the accumulated balance in your EPF account becomes taxable in your hands ...

Pulling Money From EPFO Before 55? These Are The Hidden Consequences Nobody Warned You About

EPF withdrawals made before the age of 55 may result in high taxes, a decline in retirement security, a loss of pension ...
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Withdrawing PF Money Early Can Be Expensive — Every Employee Should Know These Rules

Many employees withdraw their EPF (Employee Provident Fund) when switching jobs or during emergencies. However, very few know that withdrawing PF before completing five years of service can make it ...