The 529 plan must be open for at least 15 years. You cannot convert 529 contributions made within the past five years (or the ...

As tax rates are expected to rise and the federal deficit reaches historic highs, many Americans approaching retirement are ...

Roth IRAs allow your savings to grow tax free and allow tax free withdrawals in retirement. Your income determines whether ...

529 funds must be converted by paying the amount directly to a Roth IRA — you can’t pay yourself and then deposit the money into the Roth IRA later. You can contribute to a Roth IRA only if you have ...

When it comes to retirement planning in 2025, there's a conversation happening in financial circles that most people are ...

Asset location—meaning, which account investors use to house their assets—is important to consider alongside asset selection.

Here's how to decide what to do with your 401(k) after leaving your job, including leaving it where it is, rolling it into an ...

Just as investors diversify across stocks, bonds and real estate to reduce volatility, tax diversification spreads exposure ...

Per NBC, 53% of Fidelity investors with an RMD for 2025 haven’t yet taken one. If they aren’t taken by April 1 of the year ...

Nine tax strategies the wealthy use to keep more money—and why some work for everyday earners with the right guidance. All ...

Active-duty and federal employee veterans have until Dec. 31 to contribute to their Thrift Savings Plan for 2025. The annual limit is $23,500, with an extra $7,500 catch-up for those 50 and older; or ...