Here's how to decide what to do with your 401(k) after leaving your job, including leaving it where it is, rolling it into an ...

The only time you wouldn't pay taxes on a conversion is if the money in the original account was already taxed, like non-deductible contributions. In that case, you wouldn't pay taxes on the ...

New rules allow unused 529 education savings to roll into a Roth IRA or ABLE account, easing fears of oversaving for college.

529 funds must be converted by paying the amount directly to a Roth IRA — you can’t pay yourself and then deposit the money into the Roth IRA later. You can contribute to a Roth IRA only if you have ...

When it comes to retirement planning in 2025, there's a conversation happening in financial circles that most people are ...

As tax rates are expected to rise and the federal deficit reaches historic highs, many Americans approaching retirement are ...

Asset location—meaning, which account investors use to house their assets—is important to consider alongside asset selection.

My good friend Bob from Munster had a question I thought merited visiting in the column. Bob’s question involved a topic we are dealing with more and more often in the practice and a tool we are using ...

"Once money is in a Roth IRA, the withdrawal rules depend on whether the funds are contributions, conversions, or earnings," writes Julie Khazan, CFP. Roth individual retirement accounts (IRAs) remain ...

Thrift Savings Plan participants and spousal beneficiaries can shift money from traditional, pre-tax TSP balances to Roth accounts without leaving the plan, starting in January 2026. Starting in late ...

Starting January 1, 2026, Federal employees and retirees will be able to convert money from their traditional Thrift Savings Plan accounts to a Roth TSP account. Federal employees can make their ...