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Fixed Index Annuities - what's the catch? They can be a safety net for your retirement when preserving what you've accumulated starts to make more sense for you. You can gain when the market does well, but not lose when it doesn't.... Giving you principal protection. FIA's are safe money products that can offer several benefits, including bonuses for starting one or even lifetime guaranteed income. You can only roll over your 401(k) if you are no longer working for the employer who offered it to
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Fixed annuities are designed for people who value safety, predictability, and guaranteed growth over market risk. ✅ Pros: • Guaranteed interest rates • Protection from market losses • Predictable income options in retirement • Tax-deferred growth ⚠️ Cons: • Lower growth potential than market-based investments • Limited liquidity during surrender periods • Inflation can reduce purchasing power over time Who should consider a fixed annuity? Individuals nearing retirement, retirees seeking stable i
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Tax Exclusion? Yes! Split Annuity: $500,000 Non-Qualified dollars $2,274.39 a month $500K end value!
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