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Your credit score is not a measure of your financial wisdom, your income or your net worth. You do not have to keep borrowing money just to prove you can borrow money. There’s a better path: Make a plan for every dollar. Pay off debt with the debt snowball. Save an emergency fund. Then invest and build real wealth. That’s how you take control of your money and create the kind of financial peace an 850 credit score can never give you. #creditscore #debtfree #debtfreecommunity #debtpayoff
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Ever had a credit application turned down? It could happen even if you have a good credit score. Something as simple as an address formatting error in your Electoral Roll listing may be enough to decline you. Before you apply again, it’s worth looking at your credit report for the potential reasons behind why you didn’t get the green light. And don’t forget – too many applications in a short space of time can lower your credit score. Lenders don’t see the result of credit applications, so they m
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What credit score do you need to buy in New York? It depends on the lender, loan program, property type, and your full financial picture. Many lenders want strong credit, often around 680 to 740. And for co-ops, the board may look even closer. Ask me about buyer savings and commission sharing before you make an offer. #CreditScore #NYCRealEstate #HomeBuying #MortgageTips #BuyerSavings #RealEstateTips#RegisRoumila #nycrealestatebroker #buyersandsellersagent #realestatetips #firsttimehomebuyer #of
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