Let’s be real — Uncle Sam gets paid before you do. Taxes hit your check, your savings, your retirement… even your death benefit. But what if you could legally structure your money so more of it stays with you and your family? Here are 3 hacks to start cutting Uncle Sam out: 👇 ⸻ 1️⃣ Use Tax-Free Growth Tools. Most people dump money into 401(k)s and IRAs — which get taxed later (when rates could be higher). But certain types of life insurance policies grow tax-deferred and can be accessed tax-fre