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I just worked with a woman who has had her Term life policy for 27 years 😳 and it is set to expire in 3 years….Instead of risking being older, possibly dealing with health changes, and paying way MORE later, we helped her transition into a permanent life insurance plan that can stay with her long term. And yes, she was approved. ✅ A lot of people do not realize you have options before term expires.. you should not have term only in your later years. Waiting until the last minute can limit appro
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